Westfield homes in ZIP 46074 sold for a median of $533,750 from July to September 2026, up 7% from a year earlier as published, and above the Hamilton County median of $470,000 for the same months (Indiana REALTORS Housing Hub). Sellers also had more company: 272 homes were for sale on an average day in September 2026, up 10% from a year earlier, and the median home took 30 days to go under contract. What that means for you depends on your price range and your home's condition.
What we analyzed: Indiana REALTORS Housing Hub figures for ZIP Code 46074 and Hamilton County, July to September 2026, September 2026 and the three weeks ending with the week of Oct. 19, 2026, as published.
Westfield home prices and days on market
Jul to Sep 2026
- Median sale price, 46074
- $533,750
- Jul to Sep 2026, 370 sales
- Median days on market
- 30 days
- Listing to pending, September 2026
- Homes for sale
- 272
- Average day in September 2026
- Listings with a price cut
- 55.0%
- Three weeks to the week of Oct. 19, 2026
Source: Indiana REALTORS Housing Hub, ZIP Code figures as published. Median sale prices are the Housing Hub's three-month figures.
Are Westfield home prices still going up?
Over the summer, yes. The median sale price in ZIP 46074 was $533,750 from July to September 2026, up 7% from the same months a year earlier as published by the Housing Hub. That came across 370 closed sales, down 7% from a year earlier. The Hamilton County median for the same three months was $470,000.
September 2026 on its own came in lower, at a median of $506,482, against $531,582 in September 2025. One month is a small sample, so the three-month figure is the steadier measure, but it is a reminder that the top of the summer range was not reached by every listing.
Homes sold for 97.8% of their asking price at sale from July to September 2026, unchanged from a year earlier as published. The asking price at sale is often a reduced price, so that figure shows how close buyers came to the last price on the listing, not the first one.
How much competition will a Westfield listing face?
More than it did a year ago. In September 2026 there were 272 homes for sale in 46074 on an average day, up 10% from September 2025, and months of inventory rose 17% to 2.3, as published. Hamilton County had 2.2 months of inventory in the same month.
Owners were not rushing to list. New listings fell to 115 in September 2026, down 13% from a year earlier, and new pending contracts fell to 101, down 10%. With fewer new listings and a higher count for sale, the build-up came from homes staying on the market longer rather than a wave of new sellers.
Around the county, 46060 had 2.6 months of inventory and 46280 had 2.4 in September 2026, while 46032 and 46033 had 1.7 each.
How long are Westfield homes taking to go under contract?
About a month at the median. In September 2026 the median home in 46074 went from listing to pending in 30 days, against 27 days in September 2025, up 11% as published. The Hamilton County median was 29 days.
The calendar matters here. The 46074 median was 11 days in May 2026 and 12 days in July 2026, then 21 days in August and 30 in September. A list price set from the quick sales of early summer was set for a different month than the one the home is listed in now.
How many Westfield sellers are cutting their price?
A little more than half. In the three weeks to the week of Oct. 19, 2026, 55.0% of 46074 listings had a price decrease, close to the Hamilton County share of 56.1%. Over the same three weeks, homes sold for 97.1% of their original list price.
By the test we use, 97.1% of original list price makes 46074 a balanced market: at or above 98 percent we call it a seller's market, and under 96 percent a buyer's market. That is the call for the ZIP Code as a whole, and a single price range inside it can be in a different market. Hamilton County came in at 96.1% of original list price, also balanced.
Who is in a stronger position right now, and who is in a weaker one?
The same ZIP-wide figures help some Westfield sellers and work against others. These are the patterns we see on each side.
In a stronger position
- A seller whose first price lines up with what 46074 homes actually sold for from July to September 2026, a median of $533,750.
- A seller with a home ready to show on day one, when new listings in 46074 were down 13% in September 2026 from a year earlier.
- A seller who has handled the roof, mechanicals and other inspection items before listing, in a ZIP where homes sold for 97.8% of asking price over the summer.
In a weaker position
- A seller pricing off the 11-day median of May 2026, when the median in September 2026 was 30 days.
- A seller who lists high to test the market, when 55.0% of 46074 listings had already cut their price in the three weeks to the week of Oct. 19, 2026.
- A seller who must close by a fixed date while 272 other homes are for sale, as there were on an average day in September 2026.
Where we stand on predicting Westfield home prices
Our view at Mark Dietel Realty: We report what happened and what it means for your price range. We do not predict prices. Anyone who tells you exactly where prices will be next spring is guessing.
Your options for selling a Westfield home
There is more than one way to sell a Westfield home. We will lay them side by side with your numbers so you can choose.
List on the market
Usually the highest price, if you have time to prepare and show the home.
- A local agent walks through your home
- Recent sales at your price, side by side
- A pricing and preparation plan for your first weeks on the market
Guaranteed sale
For sellers who need to know the home will sell before they make their next move. Conditions apply.
- We agree on the price up front
- Plan your move around a known outcome
Cash offer
Speed and certainty. Sell as-is, on your timeline.
- No repairs or showings
- See how a cash price compares with listing
A cash offer trades price for speed and certainty. If your home is in good shape and you have time, a cash offer usually means taking less. It can make sense when repairs, timing or certainty matter more than price.
Who this may not be right for
You may not need a listing agent if you already have a buyer, you are comfortable pricing from public sold data, and you are ready to handle disclosures, showings, negotiation and closing paperwork yourself, or with a real estate attorney. Many people sell that way. If that is you, we will tell you so.
We are a team: you work with a listing agent backed by inside sales, coordinators and a transaction coordinator. Some sellers want one person for every call, start to finish. If that matters more to you than a team system, a solo agent may fit you better.
Questions Westfield sellers ask us
How long does it take to sell a house in Westfield?
In September 2026 the median home in ZIP 46074 went under contract in 30 days, from listing to pending (Indiana REALTORS Housing Hub). Closing usually follows the contract by several weeks, depending on the buyer's financing.
Should I wait to sell my Westfield home?
We report what happened and what it means for your price range. We do not predict prices. Anyone who tells you exactly where prices will be next spring is guessing. What we can do is show you what homes at your price in 46074 sold for and how long they took this fall.
What is the median home price in Westfield?
From July to September 2026 the median sale price in ZIP 46074 was $533,750, up 7% from a year earlier as published by the Indiana REALTORS Housing Hub. Over the 12 months from October 2025 to September 2026 the median was $517,328, also up 7%.
How many homes are for sale in Westfield?
The Housing Hub counted 272 homes for sale in ZIP 46074 on an average day in September 2026, up 10% from a year earlier, which works out to 2.3 months of inventory as published.
More for Westfield sellers
- Sell your house in Westfield with Mark Dietel Realty
- Get cash and listing offers on your Westfield home
- All the ways we help sellers in Central Indiana
Sources: Indiana REALTORS Housing Hub (data.indianarealtors.com), ZIP Code 46074 and Hamilton County figures as published: median sale price and closed sales Jul to Sep 2026; median days on market, months of inventory, inventory, new listings and new pending contracts September 2026; price decreases and sale price as a share of original list price, three-week average to the week of Oct. 19, 2026. Year-ago changes as published by the Housing Hub. ZIP areas and township boundaries: U.S. Census Bureau. Maps: OpenStreetMap contributors.
This page is general information about the Westfield market, not an appraisal or a valuation of any specific home.
