In the Pendleton area (ZIP 46064), the median home went under contract in 27 days in September 2026, and the ZIP averaged 72 homes for sale, up 81% from a year earlier as published (Indiana REALTORS Housing Hub). The median home sold for $339,472 from July to September 2026. What that means for a seller depends on their price range and their home's condition.
What we analyzed: Indiana REALTORS Housing Hub figures for ZIP Code 46064 and Madison County, July to September 2026, September 2026 and the three weeks ending with the week of Oct. 26, 2026, as published.
Pendleton home prices and days on market
Jul to Sep 2026
- Median sale price, 46064
- $339,472
- Jul to Sep 2026, 97 sales
- Median days on market
- 27 days
- 46064, September 2026
- Months of inventory
- 2.7
- 46064, September 2026
- Listings with a price cut
- 49.9%
- 46064, three weeks to the week of Oct. 26, 2026
Source: Indiana REALTORS Housing Hub, ZIP Code 46064 figures as published. Median sale prices are the Housing Hub's three-month figures.
Are there more Pendleton homes for sale than a year ago?
Yes, by a wide margin. ZIP 46064 averaged 72 homes for sale in September 2026, up 81% from a year earlier as published, which is 2.7 months of inventory. Madison County averaged 462 homes for sale and 3.1 months.
New listings were 40 in September 2026, up 67% from a year earlier as published, while new pending contracts were 32, up 39%. Listings are arriving faster than before, and buyers are also signing more contracts.
How fast are Pendleton homes going under contract?
In September 2026 the median home in ZIP 46064 went under contract in 27 days, up 170% from a year earlier as published. Madison County's median was 28 days, up 104%.
Across the county's other ZIP Codes the median ranged from 2 days in 46063 to 86 days in 46070, so the ZIP number is one reading of a wide spread.
Do Pendleton listings sell near their list price?
Less often than the asking price suggests. In the three weeks to the week of Oct. 26, 2026, homes in ZIP 46064 sold for 95.0% of their original list price, and 49.9% of listings had a price decrease. Madison County sold at 92.1% with 56.4% of listings cutting.
A figure under 96 percent is a buyer's market by our rule of thumb, so that is the call for the ZIP as a whole. A price range inside it can differ.
What do homes sell for in Pendleton?
The median sale price in ZIP 46064 was $339,472 from July to September 2026, across 97 closed sales, up 26% from a year earlier as published. The Madison County median for the same three months was $215,000.
As published by the Housing Hub, the ZIP's median was down 1% from a year earlier while the county's was up 16%. Over the 12 months to September 2026 the ZIP's median was $335,000 on 325 sales. Homes sold for 95.1% of asking price over the latest three months.
Who is in a stronger position right now, and who is in a weaker one?
A ZIP-wide figure helps some Pendleton sellers and works against others. These are the patterns we see on each side.
In a stronger position
- A seller whose home is priced to the homes buyers are touring now, in a ZIP where 32 new pending contracts were signed in September 2026.
- A seller whose home has had the roof, mechanicals and other inspection items handled before listing.
- A seller who has planned the next move and can take a fair offer without waiting on another sale.
In a weaker position
- A seller who lists above the market in a ZIP where homes sold for 95.0% of original list price in the three weeks to the week of Oct. 26, 2026.
- A seller pricing off a year ago, before the ZIP reached 72 homes for sale.
- A home that needs visible work and sits at the same price as the move-in-ready homes buyers are also touring.
- A seller who must close by a fixed date and has no backup plan if the first buyer walks.
Where we stand on Pendleton price forecasts
Our view at Mark Dietel Realty: We report what happened and what it means for your price range. We do not predict prices. Anyone who tells you exactly where prices will be next spring is guessing.
Your options for selling a Pendleton home
There is more than one way to sell a Pendleton home. We will lay them side by side with your numbers so you can choose.
List on the market
Usually the highest price, if you have time to prepare and show the home.
- A local agent walks through your home
- Recent sales at your price, side by side
- A pricing and preparation plan for your first weeks on the market
Guaranteed sale
For sellers who need to know the home will sell before they make their next move. Conditions apply.
- We agree on the price up front
- Plan your move around a known outcome
Cash offer
Speed and certainty. Sell as-is, on your timeline.
- No repairs or showings
- See how a cash price compares with listing
A cash offer trades price for speed and certainty. If your home is in good shape and you have time, a cash offer usually means taking less. It can make sense when repairs, timing or certainty matter more than price.
Who this may not be right for
You may not need a listing agent if you already have a buyer, you are comfortable pricing from public sold data, and you are ready to handle disclosures, showings, negotiation and closing paperwork yourself, or with a real estate attorney. Many people sell that way. If that is you, we will tell you so.
We are a team: you work with a listing agent backed by inside sales, coordinators and a transaction coordinator. Some sellers want one person for every call, start to finish. If that matters more to you than a team system, a solo agent may fit you better.
Questions Pendleton sellers ask us
How long does it take to sell a house in Pendleton?
In September 2026 the median home went under contract in 27 days in ZIP 46064 (Indiana REALTORS Housing Hub). Closing usually follows the contract by several weeks, depending on the buyer's financing.
Should I wait to sell my Pendleton home?
We report what happened and what it means for your price range. We do not predict prices. Anyone who tells you exactly where prices will be next spring is guessing. The better question is what your plan looks like at today's numbers.
Are there more homes for sale in Pendleton than last year?
ZIP 46064 averaged 72 homes for sale in September 2026, up 81% from a year earlier as published by the Housing Hub. More choices for buyers means your home is compared with more listings, so price and condition matter.
What should I fix before I sell?
Spend first on what a home inspector will find: roof, mechanicals, water and deferred maintenance. That is where repair money most often protects the sale. Cosmetic updates make sense when your home looks a generation older than what it competes with.
More for Pendleton sellers
- Sell your house in Pendleton with Mark Dietel Realty
- Get cash and listing offers on your Pendleton home
- All the ways we help sellers in Central Indiana
Sources: Indiana REALTORS Housing Hub (data.indianarealtors.com), ZIP Code 46064 and Madison County figures as published: median sale price and closed sales Jul to Sep 2026; median days on market, months of inventory, inventory, new listings and new pending contracts September 2026; price decreases and sale price as a share of original list price, three-week average to the week of Oct. 26, 2026. Year-ago changes as published by the Housing Hub. ZIP areas and township boundaries: U.S. Census Bureau. Maps: OpenStreetMap contributors.
This page is general information about the Pendleton market, not an appraisal or a valuation of any specific home.
